Cooksey, Toolen, Gage, Duffy & Woog offers a wide variety of expertise in insurance coverage matters, both in the third party and first party context. Our areas of practice include interpretation of policy coverage such as commercial general liability (both at the primary and high level excess layers), errors and omissions, directors and officers, inland marine, auto, commercial and residential property and reinsurance.
Our goal is to provide sound coverage advice to our clients which is not only consistent with the policy terms, but which yields practical solutions and results for the specific claim. We have had particular success using this approach in the area of additional insured coverage and have successfully negotiated multiple defense cost sharing agreements in construction defect matters. These agreements allocate the costs of litigation in a more equitable manner, which benefits both the insurance industry and the insured over the long term.
Although our experience and contacts throughout the insurance industry allow us to offer practical and cost efficient solutions, which avoid litigation, we also offer experienced, aggressive representation of our clients if coverage or bad faith litigation is necessary. Our ability to effectively represent our clients in both non-litigated and litigated coverage disputes sets us apart from many other firms in the insurance coverage field.